Ford Credit lease end | Westlie Ford, Washougal

Ford Lease Return at Westlie Ford in Washougal

As a Ford Credit Red Carpet Lease winds down, Ford Credit gives you three ways to finish it: buy the vehicle, hand it back, or move into a new Ford. Westlie Ford, just off SR 14 in Washougal, can appraise your leased Ford, answer questions about your Ford Credit paperwork and help you pick what comes next, whether you drive in from Camas, Vancouver or Portland. Start planning about two months out, since Ford Credit wants the inspection booked within 60 days of your lease-end date.

  • 60 daysWindow before lease end to book Ford Credit's inspection
  • About 30 minTypical inspection time, per Ford Credit
  • $495Disposition fee on this month's Ford Credit lease offers
  • Up to $5,000Excess wear charges WearCare waives in most cases

Three ways to finish a Ford Credit lease

Ford Credit lists these same choices on its lease-end page and in its Lease Renewal Guide.

Option 1

Move into a new Ford

Turn in the current vehicle and lease or buy a new one. Ford Credit says qualifying lessees who lease or buy a new Ford or Lincoln, or a Ford Blue Advantage or Lincoln Certified Pre-Owned vehicle, may be eligible to have the disposition fee waived.

Option 2

Buy the Ford you're driving

Ford Credit's lease-end page says to get your purchase price from Account Manager or its customer support, and its guide tells lessees to contact the originating dealer for the payoff. Electric vehicles may not be eligible for purchase at lease end, so Mustang Mach-E and F-150 Lightning drivers should read the contract first.

Option 3

Return it and walk away

Book the inspection, fix what you choose to, gather everything that came with the vehicle and complete the return at the dealership. Every path in Ford Credit's Lease Renewal Guide ends the same way: cancel your automatic payments.

A lease-end timeline you can follow

  1. A few months out: read your contractFind your mileage allowance, your purchase option price and any disposition fee in the lease agreement, or look them up in Ford Credit Account Manager. Check the odometer while there is still time to change course.
  2. Within 60 days: book the inspectionFord Credit arranges a complimentary inspection. Schedule it with your VIN and Ford Credit account number, at a spot that suits you such as home or work.
  3. Before the inspector arrivesClean the vehicle out and remove loose items, especially in the cargo area. Ford Credit's checklist also says to finish any repairs your insurance covers before the inspection.
  4. Read the Vehicle Condition ReportThe report lists any excess wear and use the inspector found. Decide which items are worth repairing, and keep every repair receipt.
  5. Gather everything that came with itKeys and fobs, floor mats, cargo covers, crossbars, owner's manuals, the wheels it came with, any EV charging cord and dealer-installed accessories.
  6. Turn it in and close it outFinish the return before your lease-end date to avoid extra charges, then stop any automatic payments to Ford Credit.

Sources: Ford Credit's lease-end page, Lease Renewal Guide and vehicle inspection checklist. Your own lease agreement governs.

Normal wear or excess wear and use?

Ford Credit expects the vehicle back in good condition and allows for normal wear and use. Its wear and use page points to broken or missing parts such as keys, head restraints, the spare tire or a hybrid or EV charge cord, repairs done poorly, and mechanical or electrical problems. Tires that aren't an appropriate match for the vehicle count against you too, so if the originals were replaced, check that the size and rating are right.

Highway miles on SR 14 and I-205 tend to show up first on the windshield and the front end, and Ford Credit's wear chart treats any glass damage, even a small chip, as chargeable, so look those over closely and ask your insurer about glass and paint claims before the inspection. If you bought WearCare when you signed, Ford Credit says it waives excess wear and use charges up to $5,000 in most cases; your WearCare addendum lists what it leaves out.

Miles: a Portland commute adds up

Your lease agreement sets your mileage allowance and the charge for every mile past it. As a reference point, the Ford Credit lease offers advertised in our region this month allow 31,500 miles and charge $0.20 a mile beyond that on most models, including the Bronco, Bronco Sport, Explorer, Maverick, Mustang and Ranger, or $0.25 a mile on the F-150 and Expedition. Your own contract has your numbers.

A daily round trip from Washougal or Camas into Portland or downtown Vancouver can use up an allowance faster than you expect. If you're running over, weigh the per-mile charge against buying the vehicle or trading it; a trade appraisal tells you what it's worth today. Ford Credit's excess wear and use waiver for customers who renew does not cover extra miles.

The disposition fee

A disposition fee applies to a returned vehicle when your lease agreement discloses one. For comparison, the Ford Credit lease offers running in our region through November 2, 2026 list a $495 disposition fee that is waived at lease end if you buy the vehicle or lease or buy another new Ford or Lincoln. Check your own agreement for the fee and waiver terms that apply to you.

How Westlie Ford helps at lease end

Start with a trade appraisal on your leased Ford. Seeing its value next to your Ford Credit payoff makes the choice between buying, trading and returning a lot clearer.

Then shop new Ford specials or our used inventory for what comes next, and read Dustin's leasing vs buying guide if you're deciding whether to lease again. If you buy or lease your next vehicle from us, a negotiable documentary service fee in an amount up to $200 may be added to the sale price or the capitalized cost.

Our service department can take care of repairs before turn-in, from tires to warning lights, and service customers can ride our free courtesy shuttle while the work is done.

Talk to us before your lease-end date

Check your trade value online, then call or stop by 40 South Marina Way. Sales is open seven days a week, Sundays 11:00 AM to 5:00 PM.

Visit Westlie Ford

Westlie Ford
40 South Marina Way
Washougal, WA 98671

Sales

Mon - Fri
8:30 AM - 7:00 PM
Saturday
9:00 AM - 6:00 PM
Sunday
11:00 AM - 5:00 PM

Service

Mon - Fri
7:30 AM - 6:00 PM
Saturday
8:00 AM - 4:00 PM
Sunday
Closed

Frequently asked questions

Can I return my Ford lease to any dealership?

Ford Credit's guide says to complete the return at the dealership and to contact your originating dealer for the payoff. If your lease started at another Ford store, call us before you come in so we can confirm how your return will be handled here.

How does the Ford lease-end inspection work?

Ford Credit arranges a free inspection that you schedule within 60 days of your lease-end date using your VIN and account number. It usually takes about 30 minutes at a place you choose, and you get a Vehicle Condition Report listing any excess wear and use.

How much does Ford charge for extra miles on a lease?

The rate is in your lease agreement. As an example, this month's Ford Credit lease offers in our region charge $0.20 or $0.25 a mile over 31,500 miles, depending on the model.

What is the Ford lease disposition fee?

It is a fee for returning the vehicle, charged if your lease agreement discloses one. Ford Credit's current offers in our region list $495, waived if you buy the vehicle or lease or buy another new Ford or Lincoln.

Should I fix dents and scratches before I turn in my Ford lease?

Ford Credit recommends making needed repairs before the return to avoid excess wear and use charges, and keeping your receipts. Get the inspection first so you know what it flagged, then compare each repair with the charge.

Can I buy my leased Ford at the end of the lease?

Usually, at the purchase option price set in your contract, though electric vehicles may not be eligible. Get the current price from Ford Credit Account Manager or your originating dealer.

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40 South Marina Way, Washougal, WA, 98671

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Westlie Ford 45.580166, -122.380266.