Options to Give My Car Back

Finding yourself stuck with an unaffordable car payment is stressful. But you have options – Westlie Ford in Washougal, WA can help. We understand that situations change and cars that once fit your budget may no longer be feasible. We have over 70 years of experience in the automotive industry, and experience in helping customers who need to return vehicles due to payments that have become too expensive.

There are several ways we can assist if you are looking for options to give your car back:

Trading In Your Current Car

Trading in your current car for a less expensive model can help lower your monthly payment. We'll handle the entire trade-in process smoothly and make it easy for you. Our finance experts will work to get you approved for a new loan on an affordable used car, even if you owe more than your current car is worth. Rolling this negative equity into a new loan on a cheaper car can reduce your payment. You can get started early by using our free Value Your Trade tool!

It doesn't matter where you purchased your current car, nor the make/model – we'll still take it as a trade and help get you into a more affordable vehicle.

Refinancing Your Existing Loan

If you like your current car but need to lower the payment, refinancing your loan can help in a few ways:

  • Getting a lower interest rate reduces the total amount you pay over the life of the loan.
  • Extending the repayment terms lowers the monthly payment by spreading it out over more months.
  • Removing a cosigner provides financial freedom and eases strain on relationships.

Our finance team has relationships with many lenders and can find you the best refinancing terms and rates. We'll clearly explain any fees involved so you understand the complete picture before moving forward.

Voluntary Repossession

If your car is financed through an auto loan you can't afford, voluntary repossession may be an option. This involves surrendering the car to the lender. They then sell the car and use the proceeds to pay off the remaining loan balance.

We can negotiate with the lender on your behalf to minimize damage to your credit score during this process. However, be aware you may owe additional money if the car sells for less than your outstanding loan amount.

Money and car keys with a finance document waiting to be signed

Westlie Ford is Here to Help

For any car purchase, even if you bought somewhere else originally, we have solutions. Our goal is to help get you out of a loan that is no longer affordable based on your financial situation. We can also help find an affordable used car replacement and assist with that financing if needed.

Don't struggle alone – our experts are here to guide you through your options. Contact us today to start the conversation and explore the best path forward for your situation.

Phone Numbers:Sales Hours:
  • Mon - Sat8:30 AM - 7:00 PM
  • Sun10:00 AM - 6:00 PM
Service Hours:
  • Mon - Fri7:30 AM - 6:00 PM
  • Sat8:00 AM - 4:00 PM
  • SunClosed
Parts Hours:
  • Mon - Fri7:30 AM - 6:00 PM
  • Sat8:00 AM - 4:00 PM
  • SunClosed

Get Directions

Get Directions

40 South Marina Way, Washougal, WA, 98671
Westlie Ford 45.580166, -122.380266.